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Premium Real Estate.
Timeless Value.
Timeless Value.
Across 0 years, grows to — total return.
Buying property is the biggest financial decision most people make — and yet most buyers never actually run the numbers before signing. They go by gut feeling, or whatever the broker tells them. This calculator gives you the real number in two minutes: what you’re likely to earn, where that return actually comes from, and what most people forget to subtract before they get excited about it.
There’s no single answer — it depends on what kind of property, and where. As a rough guide for India right now:
Put together, a well-chosen property usually lands somewhere between 9% and 15% total annual return — rent plus appreciation. Compare that to a fixed deposit at 6-7%, and it’s clear why real estate stays popular even with lower headline yields than people expect.
Enter what you paid (or plan to pay) for the property, what you expect to earn in rent each year, and roughly how much the property might be worth when you sell. This tool shows you your rental yield, your total return, and how that compares to just leaving your money in a fixed deposit instead. No finance degree needed.
Rental yield tells you what a property earns you right now, every month — separate from any bet on future appreciation. It’s your annual rent divided by what you paid for the property.
Here’s roughly where different Indian cities stand today:
If your number comes in below your city’s average, that’s not necessarily a bad property — it just means you’re betting more on appreciation than income, and you should go in knowing that.
Industrial property doesn’t behave like a flat you rent out to a family. A warehouse or logistics park usually comes with a business tenant on a 3-9 year lease, often with built-in rent escalation clauses, and far lower tenant turnover than residential ever sees.
That’s why industrial yields — typically 7-9% — often beat residential yields even in the same city, while also being more stable, since you’re not dealing with a new tenant every 11 months. If you’re weighing “should I buy a flat to rent out, or a warehouse unit instead,” the honest answer for most investors chasing yield is: the warehouse usually wins, once you understand what you’re getting into.
People search for both phrases meaning the same thing. Whether you call it a property ROI calculator or a property investment calculator, you’re asking one question: is this specific property worth my money compared to putting it elsewhere? This tool answers that either way — whether you’re evaluating a property you already own or one you’re still deciding on.
That 12% return you calculated on paper usually isn’t 12% in your pocket. Before you get excited, subtract:
On a ₹1 crore property, these costs alone can easily run ₹8-12 lakh over a full buy-and-sell cycle. That doesn’t mean the investment is bad — it means your real return is a few points lower than the sticker number, and you should plan around that instead of being surprised by it later.
Run the comparison honestly, and property still holds up well against the alternatives most Indians actually use:
The investors who do best in Indian real estate aren’t the ones chasing the highest number on a calculator — they’re the ones who pick the right property type, in the right location, and hold long enough for both rent and appreciation to compound. That’s a decision worth getting right the first time, not adjusting after you’ve already signed.
A calculator gives you a number. It can’t tell you whether that specific warehouse in Kolkata’s industrial belt, or that flat in New Town, is actually a good deal at today’s asking price. That’s where we come in — Neelam Global works across residential, commercial, and industrial property in India, the USA, and the UAE, and we’ll walk through your numbers with you before you commit to anything.
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